Jumbo Loans Are Tough

If you’re in the market for a large home, it’s easy to find yourself in Jumbo Loan territory. Jumbo Loans aren’t huge, rare financing packages.  An average house in a hot market like Rochester Hills or Birmingham, or a slightly larger than average...
Real Home Prices

Real Home Prices

We all know that buying a home is a huge investment that ranges far beyond dollars and cents. All the work and stress and anxiety of choosing a new home mean a huge emotional investment as well. But when you hear your offer was accepted, and feel that sigh of relief,...
Back to School Season

Back to School Season

Many people ignore the housing market in the fall because that’s when the school year begins.  You may have thought to yourself, “Who would want to move once school has started?”  Well the answer is A LOT of people!  Don’t forget that more than...

Closing, Closing, Closing!

It’s been an absolutely crazy fall here at McLellan Financial Mortgage.  Starting with a new office in September, we’ve been on the move and haven’t stopped since.  Our space right in downtown Rochester, Michigan is gorgeous and oh so convenient. ...
Coming Soon!

Coming Soon!

McLellan Financial Mortgage is growing!  After over a decade operating exclusively out of Troy, we are going to be opening an office on Rochester this summer.  We’re very excited to expand our ability to serve the Rochester community.  If you have a complicated...

Equity Loan vs. ATM

The housing crash we’ve all enjoyed (sarcasm) was not only a product of unscrupulous banking.  It was also the result of irresponsible self-lending.  By that, we’re taking about the re-purposing of home equity.  Over the period of about ten...